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If you have good credit, which is required for refi, a better option is to check with your Bank + all Credit Unions near you. Get a HELOC (Home Equity Line Of Credit), which will likely be less than your mortgage rate now. Then first HELOC check you write is to payoff your existing Mortgage. T...

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I have worked in the mortgage industry for over 20 years. My experience spans origination, MSR, banks and mortgage companies. I understand the current issues with mortgage pricing, servicing, and regulatory concerns. I have a very deep research pool and can provide analysis, commentary, and opini...

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I do understand the problem that you are facing. There are several ways to help you out for instance: 1. Pay more than the minimum payment. If you carry the average credit card balance of $15,609, pay a typical 15% APR, and make the minimum monthly payment of $625, it will take you 13.5 years to...

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I have a full list of professional having details like: NPI PAC ID Professional Enrollment ID Name Gender Credential Residency Residency Graduation Date Fellowship Hospital Fellowship Graduation Year Medical school name Medical School Graduation year Board Certifications Primary specialty Organiz...

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