A crypto currency amounts to potentially strong substitute for brick & mortar-like and financial-intermediary based- transaction structures.
It is a large idea, it is game changing, and it requires a rather substantial balance sheet and time to move from concept, to prototype, to commercial viability.
Having been part of a similar disruption in the financial intermediation / transaction-facilitation space, I can confidently it will take years (3 to 5) and a substantial team (6 to 8 seniors plus outsourcing) to take a concept to fruition, and earn your first dollar.
Conceptually, and as a strong substitute/alternative to traditional structures (and currencies), your idea is most attractive to those larger or international companies seeking to expand in emerging markets around the globe (Note: Firms in Africa are among the largest users/traders of bitcoin).
You might consider a two stage approach. First, find a market leader in the US, a real powerhouse, with belief in your concept, and with a depth of connections and quality of force to lead a start-up drive. Bring them into your team on a partner basis (giving them a lions share). Then, as a second stage, let them led the effort to attract the start-up / development team, the specialized talent, the pocket books of seed round investors, and access to potential customers. Have no doubt, this is a heavy, heavy lift - and you will need to commit for YEARS regardless of the financial impact on you. (Especially that typical Seed and VC are skittish over Fintech, which has produced 98% losers, and only 2% winners (because nearly everyone underestimates how sophisticated one needs to be to disrupt in a space that trades OVER $1 TRILLION PER DAY.)
In short, play to your strengths (the conceptualization) and trade what you can (equity in the venture) to those who have a much better capacity to lead the venture through planning and seed funding. Budget what you need to be able to then do four things: customer validation, planning (tech, rollout, sales, and ops), transaction protocol design, and technology development budgeting.
As relevant to your question - I was a Chief Marketing & Planning Officer for a powerhouse-led group of Wall Streeters and their financial intermediation disruption play (a business that is now skyrocketing).
Happy to have a chat if this is something you really want to pursue.
Does the world NEED another cryptocurrency?
Some experts in Ohio just spent a weekend working on this kind of thing. I suggest you connect up with them, because they are also concerned with startups and VC funding. Kind of gift-wrapped for you in my opinion.
It's the Founder Institute Cincinnati, and the chief guy I recommend you connect with is Michael Hiles. He even has a profile here on Clarity, much to my surprise: https://clarity.fm/michaelhiles
Since you do not seem to have a legal structure yet, you should start out the way any (tech) startup tackles seed financing.
You generally want to do this on multiple levels. In the seeding phase, you try to crowdfund a certain amount of shares of your soon-to-be-incorporated company. There are many crowdfunding platforms out there. Choosing will be a matter of finding a platform matching the type of your business/crypto currency. If you want to go a more humble way, you could always approach friends, family members for seed financing. After that, you move on to series A, B, C etc. of financing rounds raising higher amounts of capital.
Since you're trying to launch a crypto currency though, further funding could be achieved through an ICO (Initial Coin Offering). Nevertheless, higher risks are involved with ICO's. Furthermore, a newer phenomenon keeps popping up, called a pre-ICO. Pre-ICO's generally work the same way, but raise less capital but at an earlier stage in order to reduce risk for later ICO investors and provide funds earlier. However, risks involved in pre-ICO's can be even higher which is why such instruments should be planned with great care in order to not come across as scam and build trust and transparency in your venture.
Id be happy to analyze your situation further in a personal call when provided whith further information.