How can I test payment models for an app without having a company to get an account with payment processors such as Stripe?

I have decided to postpone the launch of my company until I know I have something worthy of making such an investment. I want to make sure people will be willing to pay and that I have some numbers to analyze before bootstrapping it any longer. Thanks for helping!


If you're asking about processing point-of-sale payments, have you considered using the smart phone tools available from Square, PayPal or QuickBooks? You don't need to have a formal business entity structure to use these. A sole proprietorship is a viable business model to conduct some sales and test payments.

Answered 9 years ago

Depending on the size of your test you could always establish a "TEST" account with a gateway/payments provider that understands this is a primary step for your proof of concept.

Answered 9 years ago

If I understand your question correctly, you could test with Stripe or PayPal without any extensive development, cost, or commitment. Otherwise, you could just use a secured form to test conversion.

Answered 9 years ago

To be honest, if your product targets the high value use case, people will pay whatever you charge.

The other thing you could do is look at competitors and see what they charge, and how are they missing out.

Answered 9 years ago

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