Small and Medium Enterprises (SMEs) face several key challenges in today’s business ecosystem, including: 1. *Limited Access to Finance* - Difficulty obtaining loans or investment to scale operations. 2. *High Competition* - Competing with larger, well-funded companies in both local and global markets. 3. *Technology Adoption* - Struggles with digital transformation due to cost or lack of expertise. 4. *Talent Acquisition & Retention* - Difficulty attracting skilled employees due to limited resources. 5. *Regulatory & Compliance Pressure* - Complex legal and tax regulations, especially when operating across borders. 6. *Market Volatility* - Susceptibility to economic downturns, inflation, and changing consumer behavior. 7. *Supply Chain Disruptions* - Vulnerable to delays, shortages, or rising costs in global supply chains. 8. *Limited Marketing Reach* - Smaller marketing budgets make it harder to build brand awareness. Would you like these in a more formal format or tailored for a presentation or report?