Most hardships are best survived by preparation. How to prepare? It depends on the context and goals.

For both home and business there is insurance of different types. This could be a financial instrument or just an ample supply of food.

What happens when it is too late to prepare for the current event? Prepare for the next event and the learning will likely be applicable to helping you survive. In general acting quickly and decisively is best. I am happy to help you come up with a plan if you provide further details.